casePersuasive
Fox v. Citicorp Credit Services
Melissa Fox v. Citicorp Credit Services, Inc.
15 F.3d 1507 (9th Cir. 1994)U.S. Court of Appeals for the Ninth CircuitFeb 22, 1994Author: Judge Alex Kozinski
Facts
Debt collector sent a form that misrepresented the age of the debt and legal consequences.
Issue
Does a misleading debt collection communication violate the FDCPA?
Holding
Yes; evaluated under the least sophisticated debtor standard.
Disposition
Reversed and remanded.