15

Fair Debt Collection Practices Act — False or Misleading Representations

15 U.S.C. § 1692e

Jurisdiction: FederalEffective: Sep 20, 1977Amended: Jul 21, 2010

Current Text

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (1) The false representation of the character, amount, or legal status of any debt. (2) The false representation of any services rendered or compensation which may be lawfully received by the debt collector for the collection of a debt. (10) The use of any false representation or deceptive means to collect or attempt to collect any debt...

Cross References

  • 15 U.S.C. § 1692a (Definitions)
  • 15 U.S.C. § 1692f (Unfair Practices)
  • 15 U.S.C. § 1692k (Civil Liability)

Cases Citing This Section

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AI Explanation

Section 1692e prohibits debt collectors from using false, deceptive, or misleading representations in debt collection. It lists sixteen specific prohibited practices, including falsely representing the character, amount, or legal status of a debt.